Term Assurance is one type of Life Insurance, designed to provide cash either by lump sum or regular payments in the event of death during a specified period of time.

Term Assurance policies have no surrender value at any time. If no claim is made the policy will cease at the end of the term without value. The cost of this type of Life Insurance is lower than 'whole of life' policies for a given amount of cover. Term Assurance will normally be for a set term, for example at the end of which it may be that the family will be self-sufficient and not reliant on the person originally insured.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but we estimate that it will be £295.00

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBTS SECURED ON IT