Self
Certification Mortgages are suitable for the self employed,
contractors, freelancers, company directors, commission
based workers and people with more than one source of
income.
There
may be a fee for mortgage advice. The precise amount
of the fee will depend upon your circumstances but we
estimate that it will be £295.00
The
following APR relates to First Time Buyers, Adverse
Credit and Self Certification only.
The
overall cost for comparison is 7.5% APR. The actual
rate available will depend upon your circumstances.
Ask for a personalised illustration
THINK
CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR
HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR OTHER DEBTS SECURED ON IT
At G Force Mortgages Limited we have access
to most of the mortgage market in the UK and because
of our independence, we will source the best Self Certification
Mortgage (also known as Self Certified or Self Certificate)
for you. With a self cert mortgage you don’t have
to provide payslips or accountants’ statements
to prove your income.
Self employed customers have traditionally been hard done by when applying for mortgages – they’re considered a higher risk and as such are charged more in both upfront costs and higher rates. But this unfair treatment has been removed. While the rules are different than with conventional mortgages, the restrictions have been markedly reduced. |